Checking
How to Apply
Stop by any ANB branch location and bring:
- Your state-issued ID and Social Security number
- Minimum balance
Additional Information
- Visit the Plastic Site ANBPlastic.com
- Real Account FAQ
- Need to order checks click here
| Personal Checking | Get a basic checking account with no monthly service fee (minimum balance required) |
| Free Checking | Take advantage of our FREE checking account option — no minimum balance or monthly service fee |
| Real Account | Eliminating the hassle of writing checks with our "checkless" account since 2006 — and you can get a $10 per month reward if all requirements are met |
| Senior Checking | Enjoy unique perks with this checking account tailored for those 65 and over |
| Interest-Bearing Checking | Earn interest on your checking account (minimum balance required) |
| Student Plastic Account | Good money management starts when they're young. Plastic, the safest tool for managing teen's money, with text or email alerts for Students and Parents. |
| Personal Checking | Free Checking | Real Account | Senior Checking | Interest-Bearing Checking | Student Plastic Account | |
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| Minimum balance to open | $50 | $50 | $50 | $50 | $1,000 | $20 |
| Average daily minimum balance | $500 | None | See account requirements | $500 | $1,000 | None |
| Monthly service fee (if balance falls below minimum) | $4/month $.15/item |
None | None | None | $8/month No interest accrues |
None |
"Always Free" features
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Featuring special ANB Real Card |
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**Bill Pay is not available to anyone under the age of 18 |
| Statement choices | E-mail or paper statements (with check images included) | E-mail or paper statements (check images not included) | E-mail statements only | E-mail or paper statements (with check images included) | E-mail or paper statements (with check images included) | E-mail or paper statements (with check images included) |
| Other features |
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| NSF charges | $19 per item | $19 per item | $19 per item | $19 per item | $19 per item | $19 per item |
To learn more about electronic check processing, click here.
Real Account additional details and requirements
- Must have at least one (1) direct deposit
- Must receive e-mail statements
- Must have ten (10) or more Real Card or ATM transactions per month
- Checks cannot be written on this account
- For personal accounts only (no businesses at this time)
- Customer's permanent address must be within a 180-mile radius
- During first two (2) months, will allow five (5) money orders per month with no fees
- $5,000 authorization limit on Real Card
To learn more about the Real account, click here.
To learn more about electronic check processing, click here.
Student Plastic Account additional details and requirements
- Must have at least one (1) deposit a month
- Automatic transfers from the Guardian/Custodian may occur weekly, biweekly or monthly
- ATM transactions are limited to $50.00 per day
- Visa® Check Card transactions will be limited to $150.00 per day
- Transaction notification by text or email is available to all parties enrolled
- You will receive Cash Rewards in the amount of $10.00 for every report card with straight A's and B's - Through High School.
