Checking
How to Apply
Stop by any ANB branch location and bring:
- Your state-issued ID and Social Security number
- Minimum balance
Additional Information
- Need to order checks click here
| Personal Checking | Get a basic checking account with no monthly service fee (minimum balance required) |
| Free Checking | Take advantage of our FREE checking account option — no minimum balance or monthly service fee |
| Real Account | Eliminate the hassle of writing checks with our "checkless" account — and earn $10/month reward if all requirements are met |
| Senior Checking | Enjoy unique perks with this checking account tailored for those 65 and over |
| Interest-Bearing Checking | Earn interest on your checking account (minimum balance required) |
| Student Plastic Account | Good money management starts when they're young. Plastic, the safest tool for managing teen's money, with text or email alerts for Students and Parents. |
| Personal Checking | Free Checking | Real Account | Senior Checking | Interest-Bearing Checking | Student Plastic Account | |
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| Minimum balance to open | $50 | $50 | $50 | $50 | $1,000 | $20 |
| Average daily minimum balance | $500 | None | See account requirements | $500 | $1,000 | None |
| Monthly service fee (if balance falls below minimum) | $4/month $.15/item |
None | None | None | $8/month No interest accrues |
None |
"Always Free" features
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Featuring special ANB Real Card |
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**Bill Pay is not available to anyone under the age of 18 |
| Statement choices | E-mail or paper statements (with check images included) | E-mail or paper statements (check images not included) | E-mail statements only | E-mail or paper statements (with check images included) | E-mail or paper statements (with check images included) | E-mail or paper statements (with check images included) |
| Other features |
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| NSF charges | $19 per item | $19 per item | $19 per item | $19 per item | $19 per item | $19 per item |
To learn more about electronic check processing, click here.
Real Account additional details and requirements
- Must have at least one (1) direct deposit
- Must have at least one (1) utility payment automatically drafted from account
- Must receive e-mail statements
- Must have ten (10) or more Real Card or ATM transactions per month
- Checks cannot be written on this account
- For personal accounts only (no businesses at this time)
- Customer's permanent address must be within a 180-mile radius
- During first two (2) months, will allow five (5) money orders per month with no fees
- $5,000 authorization limit on Real Card
To learn more about electronic check processing, click here.
Student Plastic Account additional details and requirements
- Must have at least one (1) deposit a month
- Automatic transfers from the Guardian/Custodian may occur weekly, biweekly or monthly
- ATM transactions are limited to $50.00 per day
- Visa Check card transactions will be limited to $150.00 per day
- Transaction notification by text or email is available to all parties enrolled
- You will receive Cash Rewards in the amount of $10.00 for every report card with straight A's and B's - Through High School.
