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How to Check Your Credit

If you've been denied for credit

The denial letter will contain instructions on how you can obtain a free credit report within 60 days from the date you received the letter.

To get a free annual credit report

To get a copy of your credit report at any time directly from the credit bureaus (a small fee applies):

  • Equifax: 1-800-685-1111 or www.equifax.com link out to http://www.equifax.com/home/en_us
  • Experian: 1-888-397-3742 or www.experian.com link out to http://www.experian.com/
  • TransUnion: 1-800-916-8800 or www.transunion.com link out to http://www.transunion.com/

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