Current Mortgage Rates

All rates are based on a 45 day lock-in period.

Call (806) 378-8280 for current market rates.

 TermRatePointsAPR*Payment*

Conventional Fixed

Servicing Released

30 Year

4.125

0 + 0

4.246

$387.72

 

15 Year

3.75

0 + 0

4.040

$581.78

Servicing Retained

30 Year

4.50 

0 + 0 

4.624

 $405.35

 

20 Year 

4.50

0 + 0 

 4.670

 $506.12

 

15 Year

4.00

0 + 0

 4.215

 $591.75

 

10 Year

4.00

0 + 0 

 4.310

 $809.96

 *14 day CD requires $100,000 minimum balance

 

 TermRatePointsAPR*Payment*

Equity Out

 

30 Year

5.00

0 + 0

5.128

$429.46 

 

20 Year

5.00

0 + 0

5.175

 $572.96

 

 15 Year

4.50

0 + 0 

 4.718

 $611.99

 

 10 Year

4.50

0 + 0 

 4.812

 $829.11

 TermRatePointsAPR*Payment*

Investment Properties - (Maximum LTV 75%)

 

30 Year

5.125

0 + 0

5.254

$435.59 

 

20 Year

5.125

0 + 0

5.300

 $533.50

 

15 Year

4.625

0 + 0 

4.843

 $617.12

 

10 Year

4.625

0 + 0 

4.938

 $833.94

FHA TermRatePointsAPR*Payment*

Government Loans

Servicing Release

30 Year

4.00

0 + 0

5.099

$537.57

 Servicing Release

15 Year

3.875+

0 + 0

5.012

 $775.16

VATermRatePointsAPR*Payment*

Servicing Release

30 Year

4.00

0 + 0

4.093

$493.17

 Servicing Release

15 Year

3.875+

0 + 0

4.040

 $757.64

Subject to credit approval. All rates anticipate a rate lock period and closing of 45 days out. The above rates are based on a credit score of 740 or above and a $100,000 sales price *The above rates assume a 20% down payment. If the down payment is less than 20%, mortgage insurance may be required which would increase APR. **FHA rates assume a 3.5% down payment with an Up Front Mortgage Insurance Premium and monthly Mortgage Insurance. VA assumes no down payment with a VA Funding Fee. †Requires 640 and above credit score.

 

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