Current Mortgage Rates

All rates are based on a 45 day lock-in period.

Call (806) 378-8280 for current market rates.

 TermRatePointsAPR*Payment*

Conventional Fixed

Servicing Released

30 Year

3.75

0 + 0

3.869

$370.49

 

15 Year

3.375

0 + 0

3.663

$567.01

Servicing Retained

30 Year

4.125 

0 + 0 

4.246

 $387.72

 

20 Year 

4.125

0 + 0 

 4.293

 $490.07

 

15 Year

3.625

0 + 0

3.837

 $576.83

 

10 Year

3.625

0 + 0 

 3.932

 $795.78

 *14 day CD requires $100,000 minimum balance

 

 TermRatePointsAPR*Payment*

Equity Out

 

30 Year

4.625

0 + 0

4.75

$411.31

 

20 Year

4.625

0 + 0

4.796

 $511.53

 

 15 Year

4.125

0 + 0 

4.34

 $596.77

 

 10 Year

4.125

0 + 0 

 4.435

 $814.72

 TermRatePointsAPR*Payment*

Investment Properties - (Maximum LTV 75%)

 

30 Year

4.75

0 + 0

4.876

$417.32

 

20 Year

4.75

0 + 0

4.922

 $516.98

 

15 Year

4.25

0 + 0 

4.466

 $601.82

 

10 Year

4.25

0 + 0 

4.561

 $819.50

FHA TermRatePointsAPR*Payment*

Government Loans

Servicing Release

30 Year

3.625

0 + 0

4.718

$515.56

 Servicing Release

15 Year

3.5+

0 + 0

4.632

 $756.90

VATermRatePointsAPR*Payment*

Servicing Release

30 Year

3.625

0 + 0

3.716

$471.1

 Servicing Release

15 Year

3.5+

0 + 0

3.663

 $738.47

Subject to credit approval. All rates anticipate a rate lock period and closing of 45 days out. The above rates are based on a credit score of 740 or above and a $100,000 sales price *The above rates assume a 20% down payment. If the down payment is less than 20%, mortgage insurance may be required which would increase APR. **FHA rates assume a 3.5% down payment with an Up Front Mortgage Insurance Premium and monthly Mortgage Insurance. VA assumes no down payment with a VA Funding Fee. †Requires 640 and above credit score.

 

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