Current Mortgage Rates

All rates are based on a 45 day lock-in period.

Call (806) 378-8280 for current market rates.

 TermRatePointsAPR*Payment*

Conventional Fixed

Servicing Released

30 Year

3.50

0 + 0

3.619

$359.24

 

15 Year

3.125

0 + 0

4.092

$557.29

Servicing Retained

30 Year

3.875

0 + 0 

3.996

 $376.19

 

20 Year 

3.875

0 + 0 

4.044

 $479.53

 

15 Year

3.25

0 + 0

3.463

 $562.14

 

10 Year

3.25

0 + 0 

 3.56

 $781.75

  

 TermRatePointsAPR*Payment*

Equity Out

 

30 Year

4.375

0 + 0

4.50

$399.43

 

20 Year

4.375

0 + 0

4.547

 $500.74

 

 15 Year

3.75

0 + 0 

3.996

 $581.78

 

 10 Year

3.75

0 + 0 

4.063

 $800.49

 TermRatePointsAPR*Payment*

Investment Properties - (Maximum LTV 75%)

 

30 Year

4.50

0 + 0

4.626

$405.35

 

20 Year

4.50

0 + 0

4.673

 $506.12

 

15 Year

3.875

0 + 0 

4.092

 $586.75

 

10 Year

3.875

0 + 0 

4.063

 $800.49

FHA TermRatePointsAPR*Payment*

Government Loans

Servicing Release

30 Year

3.5

0 + 0

4.593

$508.67

 Servicing Release

15 Year

3.25†

0 + 0

4.382

 $744.88

VATermRatePointsAPR*Payment*

Servicing Release

30 Year

3.5

0 + 0

3.592

$463.86

 Servicing Release

15 Year

3.25†

0 + 0

3.415

 $725.86

Subject to credit approval. All rates anticipate a rate lock period and closing of 45 days out. The above rates are based on a credit score of 740 or above and a $100,000 sales price *The above rates assume a 20% down payment. If the down payment is less than 20%, mortgage insurance may be required which would increase APR. **FHA rates assume a 3.5% down payment with an Up Front Mortgage Insurance Premium and monthly Mortgage Insurance. VA assumes no down payment with a VA Funding Fee. †Requires 640 and above credit score.

 

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