Why invest in an IRA?

Whether you're building retirement savings through an employer-sponsored plan or just getting started, our team is here to help. We provide the guidance and support you need to plan for retirement and work toward your long-term financial goals.

Choosing what to do with your retirement savings before and after retirement may be one of the most important investment decisions you’ll have to make. With the help of our retirement services team, and some advanced planning, you can preserve your retirement benefits and access their growth potential through a managed IRA.

We can help you understand all your options for your retirement funds, and answer any questions you might have, such as:

Contact one of our retirement professionals today at (806) 345-1665 or 1-800-ANB-FREE (1-800-262-3733).

*This information is general in nature and is not intended to be relied on as tax advice. Please consult a tax professional for specific tax advice.

IRA accounts we offer:

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Traditional IRAs 

(Not Employer-Sponsored)

The most basic IRA can be used as a tax-deferred retirement account, or customers can use it to roll over funds from another qualified plan. Contributions to Traditional IRAs may be tax-deductible, and no taxes are assessed on gains or earnings until the funds are taken out of the IRA.

Learn more about Traditional IRAs.

Roth IRAs  

(Not Employer-Sponsored)

Contributions made to Roth IRAs are not tax-deductible; however, earnings accumulate tax-free. Distributions may also be tax-free if the customer satisfies specific requirements.

Learn more about Roth IRAs.

SEP IRAs

A SEP (Simplified Employee Pension) IRA is a retirement savings plan designed for self-employed individuals and small business owners. Employers make contributions directly to eligible employees' IRA accounts. SEP IRAs offer tax-deferred growth and generally follow the same contribution and withdrawal rules as Traditional IRAs.

Learn more SEP IRAs.

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