Personal Loans

Apply for a Personal Loan

We get it. Sometimes you need a small amount of cash. 

  • Car, Boat, RV
  • Consolidate Debt
  • Medical Bills
  • Vacation of a lifetime
  • Braces

Loans as little as $500!


Pay Your Loan

Do you have an ANB Checking or Savings account?

Questions? Call us! (806)378-8000 or 1-800-ANB-FREE (1-800-262-3733)


Credit Cards

The ONLY Local Credit Card

We offer a variety of credit cards to meet your needs. Become a card member and enjoy a wide range of benefits including competitive introductory rates and your choice of rewards programs.

Apply NowPay Card

Business Credit Card Information

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Apply for a Mortgage Meet our Amarillo Team

ANB offers easy, fast home loans, combining the convenience of online application with the speed and service of Amarillo National Bank.  ANB Mortgage is the largest mortgage lender in the Texas Panhandle.

What can you expect from ANB Home Loans?

  • Easy application: Applying for a loan from ANB is simple - tap a screen and go.
  • Fast closings: The national average for closing a mortgage loan is 42 days. In most cases, ANB closes eligible loans in two weeks or less.
  • Local people: We live here. Our loan officers will answer your questions anytime the bank is open. You can ask for them by name. They’ll know you and your neighborhood.  
  • First-time buyers: Home ownership is part of financial independence and a big part of our community health. Our first-time buyer programs help you reach this milestone.
  • We get awards: Guess who has been voted Amarillo’s Best Mortgage Company every year since 2005? (Hint: It’s us.)
    Best of Amarillo
  • Family ownership: Our decision-making isn’t driven by Wall Street or investors. Instead, it’s driven by honesty, customer service, and keeping our community strong.

To learn more, schedule a personal consultation with one of our expert Loan Officers today at one of our Amarillo offices at either Coulter (806) 358-3008 or Summit (806) 382-1543 or at our Borger office at (806) 275-5012..

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Home Loan Program

1,000 Ways to Say Thank You! Eligible professions will receive a $1,000 credit
towards closing costs on a home purchase or refinance loan.

Exclusive offer for members of our local community that give it their all each and every day: Veterans, Active Military, Police, Firefighters, EMTs, Paramedics, Hospital Staff, Educators, and more.

*Offer cannot be combined with any other promotion

Home Equity

Best for: Customers who want to make use of the equity in their home.

If you are thinking about home remodeling, paying for college tuition, or just wanting a family vacation, a home equity loan can be a viable option for obtaining those funds. A home equity loan lets you access an amount of cash based on your home’s value. These loans also carry minimal closing costs in comparison to typical mortgage loans.

Ask a Home Equity expert about obtaining a 1st or 2nd lien, a Home Equity Line of Credit (HELOC), or a Home Improvement Loan to best fit your needs. To learn more, schedule a personal consultation today.

Please call us at (806) 356-1433 or (806) 358-3008.

Apply for a Home Equity Loan

Lending Policy

It is the objective of Amarillo National Bank to make loans for productive purposes which are consistent with sound credit principles and which are in the best interests of the bank, its stockholders, its customers, and the community. It is the intention of the bank that its lending power will be used to promote growth in its demand deposit base, thereby increasing the bank's ability to produce future earnings growth, as well as promote the economic growth of its community and trade area. The bank's lending resources will be allocated in a manner consistent with prevailing or anticipated economic and money market conditions in accordance with sound bank asset management practices. In addition, the bank recognizes that they have a continuing and affirmative obligation to help meet the credit needs of its trade area, and will not discriminate against any applicant on a prohibited basis with respect to any aspect of the credit transaction.

The bank's trade area will be considered to be:

  • Primary Trade Area — Potter, Randall, Hutchinson, Carson, Brazos ,Tarrant, Travis Counties, SMSA.
  • Secondary Trade Area — General trade territory, roughly defined as the State of Texas.
  • Tertiary Trade Area — Those areas of our "downstream" correspondent banks where over line requests are generated.

Important Information About Procedures for Opening a New Account

Amarillo National Bank complies with section 326 of the USA PATRIOT Act. Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account such as name, address, date of birth and taxpayer identification. We may ask to see your driver’s license or other identifying documents.

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