Lending

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Personal Loans

We get it. Sometimes you need a small amount of cash to help you on your way to reaching a financial goal. Maybe it’s to  purchase a car, boat, or RV. Maybe you're hoping to consolidate debt. Perhaps you've got medical expenses to pay off or want to finance the vacation of a lifetime. A personal loan from Amarillo National Bank can help…and
at rates much lower than you'd expect!

Apply for a Personal Loan

Mortgage Loans

Your home is probably your biggest investment—and one you'd rather make with someone you trust. That's why Amarillo National Bank is the largest mortgage lender in the Texas Panhandle. As a hometown, family-owned bank, we keep the entire process local. That means we know your neighborhood, know your realtor, know the local economy, and can make decisions fast.

Apply for a Mortgage

We offer a variety of loan programs to meet your specific, unique needs. To learn more, schedule a personal consultation with one of our expert Loan Officers today at one of our Amarillo offices at either Coulter (806) 358-3008 or Summit (806) 382-1543 or at our Borger office at (806) 275-5012.

Home Equity

Apply for a Home Equity Loan

Lending Policy

It is the objective of Amarillo National Bank to make loans for productive purposes which are consistent with sound credit principles and which are in the best interests of the bank, its stockholders, its customers, and the community. It is the intention of the bank that its lending power will be used to promote growth in its demand deposit base, thereby increasing the bank's ability to produce future earnings growth, as well as promote the economic growth of its community and trade area. The bank's lending resources will be allocated in a manner consistent with prevailing or anticipated economic and money market conditions in accordance with sound bank asset management practices. In addition, the bank recognizes that they have a continuing and affirmative obligation to help meet the credit needs of its trade area, and will not discriminate against any applicant on a prohibited basis with respect to any aspect of the credit transaction.

The bank's trade area will be considered to be:

  • Primary Trade Area — Potter-Randall Counties, Hutchinson-Carson Counties, SMSA.
  • Secondary Trade Area — General trade territory, roughly defined as 150-mile radius.
  • Tertiary Trade Area — Those areas of our "downstream" correspondent banks where over line requests are generated.

Important Information About Procedures for Opening a New Account

Amarillo National Bank complies with section 326 of the USA PATRIOT Act. Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account such as name, address, date of birth and taxpayer identification. We may ask to see your driver’s license or other identifying documents.

 

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