We've Seen A lot of them come and goLocally Owned, Family Strong, Here to Stay

Take a look at the leadership history of most banks and you’ll find a jumbled mess — as they've been bought, sold, reorganized, and sold again. Then compare it with the leadership history of Amarillo National Bank, where you’ll see an unbroken family tree. They've never sold out and never intend to.

It began in 1892, when cattleman and early Amarillo settler B.T. Ware founded the bank that would become Amarillo National. His descendants have kept Amarillo National Bank in the family ever since.

Texas Monthly named the Ware family “Bankers of the Century” in 1999. American Banker named our chairman, Richard Ware, its “Banker of the Year” in 2017. Today, we are managed by the 5th generation of Wares, with Richard’s sons at the helm. Amarillo National Banks Vice Chairman Patrick Ware and President William Ware are the great-great-grandsons of B.T. Ware.

That family legacy keeps growing. In 2019, Amarillo National Bank acquired Lubbock National Bank, combining two historical, Texas banking institutions. The purchase also included Commerce National Bank branches in Austin and Bryan/College Station, allowing Amarillo National Bank to expand our customer-first, community-centered culture beyond the Texas Panhandle. In late 2020, Commerce even changed its name to ANB Bank to reflect a bold new vision and outlook.

We remain family-owned to this day, with no outside shareholders. This allows us to focus on the long term, not next quarter. Customer service still comes first. Community support is a priority.

The Ware family’s time-tested, conservative leadership means continuity and stability for our customers. We’ve seen good times. We’ve endured the bad. Through it all, we’ve stayed true to our family values and to the communities that make Texas a great place to live, work and do business.

Seriously, we never like it when a community bank sells out—even when it’s our main competition. It’s bad news for local customers. That’s why Amarillo National Bank is not for sale. If you’re not happy with Arkansas banking, you know what to do.

Why Bank With ANB?

Because we’re different! If you think ANB is just like every other bank, think again.

Texas Legacy

For over 130 years and counting, we’ve been proudly serving Texas people and Texas communities. We have deep roots in the Texas Panhandle and have begun expanding our presence across West Texas and South Texas. ANB represents Texas banking history.

Family Owned

We’ve been owned by the Ware family for five generations. That means stability, because we don’t answer to outside shareholders. We’re not too big for you or your business. We make quick decisions. We keep our fees low, because profits aren’t our ultimate priority. Our focus is You.

Customers First

Because we’re family-owned, we can make quick decisions—and always with customers in mind. That’s why we offer extended hours on weekends, maintain hundreds of ATMs in our communities, and service our mortgages in-house. We even offer financial counseling for customers needing to build their credit. Need a local credit card or a loan as small as $500? We’ve got those, too.

Authentic and Fun

Call us and you’ll get a real person on the line, not a digital answering service. Follow our social media and you’ll find smiling employees, fun stories, and a bank that doesn’t take itself too seriously. We live here.  We’re your friends and neighbors. We love what we do.

Always Innovating

Banking should be easy and convenient, and we continue to invest in the technology that customers expect. But our innovation doesn’t stop at smartphone apps. From introducing new products to finding new ways to serve our communities, we never accept the status quo.

Deeply Involved

Texas is our home, and we are only as strong as the communities surrounding us. That’s why we give back more than $2 million a year to the nonprofits, community organizations and ministries working on behalf of local people. And on a weekly basis, our employees volunteer across the cities where we serve.

Learn more about our community involvement.

Texans have a lot of banks to choose from, but we believe ANB is better than other banks. Come see us and decide for yourself.

See stuff we're proud of.

For more information, visit any of our branches or call (806) 378-8000 or 1-800-ANB-FREE (1-800-262-3733).