Key Features
-
Monthly Cash Back Rewards
-
Refunds on ATM Withdrawal Fees^
-
No Monthly Service Fee
Monthly Rewards
- Free checking that pays you back!
- Score $15 a month, up to $180 cash back per year^
- No minimum balance to earn rewards
- Free mobile pay services
- Free ANB and Allpoint ATMs
- Transfer funds with Zelle®
- Overdraft Protection
- Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)
Just do the following during each Monthly Qualification Cycle:
- Have at least 15 debit card purchases post and settle to your Cash Back account
- Have 1 Direct Deposit (ACH Credit) per Month
- Be enrolled in and agree to receive eStatements
Simple as that! If you don't meet qualifications in a given cycle, your Cash Back account remains free, and you can earn rewards again the next month.
- Free Visa® debit card
- Free digital banking, including:
- Online banking
- Mobile banking
- eStatements
- Free mobile pay services
- Free ANB and Allpoint ATMs
- Transfer funds with Zelle®
- Overdraft protection
- NSF charges: $19 per item
- Check images available through Digital Banking
Cash Back Checking: ^Qualification Information:
Account transactions and activities may take one or more
days to post and settle to the account and all must do so
during the Monthly Qualification Cycle in order to qualify for
the account's rewards. The following activities do not count
toward earning account rewards: ATM-processed transactions,
transfers between accounts, debit card purchases processed
by merchants and received by our bank as ATM transactions,
non-retail payment transactions and purchases made with debit
cards not issued by our bank. Transactions bundled together by
merchants and received by our institution as a single transaction
count as a single transaction for the purpose of earning account
rewards. "Monthly Qualification Cycle" means a period beginning
one (1) banking day prior to the first day of the current statement
cycle through one (1) banking day prior to the last business day
of the current statement cycle. See our website, www.anb.com,
or contact one of our branch service representatives for specific
Monthly Qualification Cycle dates.
Reward Information: When Cash Back qualifications are
met during a Monthly Qualification Cycle, you will receive a
$15 cash back payment. You will receive reimbursements up to an aggregate total
of $15 for nationwide ATM withdrawal fees incurred within your
Cash Back account during that Monthly Qualification
Cycle. We reimburse ATM withdrawal fees based on estimates
when the withdrawal information we receive does not identify
the ATM withdrawal fee. If you have not received an appropriate
reimbursement, we will adjust the reimbursement amount if we
receive the transaction receipt within sixty (60) calendar days
of the withdrawal transaction. When your Cash Back
account qualifications are not met, no cash back payments are
made and ATM withdrawal fees are not refunded. Cash back
payments and nationwide ATM withdrawal fee reimbursements
will be credited to your Cash Back account as soon as account
qualifications are met and will post throughout the monthly qualification
cycle until the maximum of $15 has been reached. No minimum balance
is required to earn or receive the account's rewards.
Additional Information: Account approval, conditions,
qualifications, limits, timeframes, enrollments, log-ons and other
requirements apply. A $50 minimum deposit is required to open
the account. Enrollment in monthly e-statements is required
to meet the account’s qualifications. Limit of one (1) account
per customer. There are no monthly maintenance charges or
fees to open or close this account. This account is not to be
used for commercial purposes. If the account is closed, you will
forfeit any rewards that have not been credited to your account.
Advertised information and rewards are based on all account
qualifications being met during each cycle period. Contact one
of our bank service representatives for additional information,
account details, restrictions, reward calculations, processing
limitations, cycle dates and enrollment instructions.